Our role is to provide an on-going service and carry out continual reviews of your circumstances. As financial advisers we are highly trained professional people, continuously updating our market knowledge through award winning training and development.

Our service provides a rigorous approach to financial planning. The initial meeting will be free of charge and there is no obligation on your part.

All of our advisers are local to South Wales and meetings can be arranged at either your home or our offices.

When dealing with us you will not speak to call centres, you will have your own dedicated Advisor who's aim is to make your life as easy as possible while arranging your financial transactions.

Step 1 - Understanding You

A fact-find is completed to enable us to gain a comprehensive understanding of your circumstances, goals, financial objectives and attitude to risk. Your existing arrangements will be reviewed, without necessarily giving you advice to make any changes.

Initial consultations are free of charge and you will not sign any documents or part with money at this stage

Step 2 - Needs Analysis

At this stage we will analyse your needs in depth, to ensure that we take into account of all aspects of your situation, including where it is today and where you want it to be tomorrow. We will also agree remuneration for our professional service with you, according to your choice.

Step 3 - Research

Advisers will evaluate products and services from major insurers, product providers, investment companies, lending institutions and banks. We can also work in partnership with other qualified advisers, for example your accountant.

Step 4 - Recommendation

This stage is all about security and peace of mind. We summarise our recommendations and research into a ‘suitability letter’. We thensend this to you as a permanent summary of our advice for your records.

Step 5 - Solutions

After agreeing our recommendation with you, we will put your solution into act